News: Property Investing via Monthly SIP: How Tokenisation Works-13-08-2026
By Amrita Singh
Property prices in metros put real estate beyond most young professionals in their twenties. Digital real estate platforms such as Alt DRX, which offer tokenised fractional ownership, let investors buy portions of high-value properties across the country through a monthly SIP of about Rs 10,000.
The process starts with registering on the platform and completing standard KYC. The investor then fixes a monthly amount that is comfortable to set aside. Even Rs 2000 is enough if invested consistently.
Next, the investor browses the listed opportunities and reviews location, expected rental yield, past appreciation data and property details. These are professionally curated physical assets, selected after due diligence and diversified across multiple properties. A property in a familiar city may suit a first investment.
The platform calculates ownership shares from the amount invested, with each share representing a specific square footage. Documentation and payment are digital and use blockchain technology, which keeps transactions secure, transparent and efficient.
Rental income proportional to the holding is credited every month. Professional teams manage the property, so the investment is passive, and performance can be tracked on the platform.
Reinvesting rental income into more tokenised units compounds returns alongside appreciation in property value. Contributions can be raised as salary grows. For example, a professional who begins at Rs 10,000 per month and moves up to Rs 40,000 per month over five years can build a substantial, diversified real estate portfolio without any debt.
The article lists several benefits of starting early: money compounds for longer, systematic investing builds budgeting discipline, and real estate has historically appreciated faster than inflation, making it a hedge. A monthly SIP of Rs 2000-10,000 also makes premium real estate accessible to a wider base of investors.
This article was produced on behalf of the brand by HT Brand Studio without journalistic or editorial involvement of Hindustan Times, and does not constitute financial advice.
